by: BocciaDrobot120
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Even though Britain is still considered to be amidst a recession or credit crunch as some prefer to consider it, next month's sales figures are expected to show a rise in new car sales as opposed to the same calendar month last year.
As the economy begins to expand and we can feel ourselves boosting ourselves out of this tough economy which has plagued the new car business for the past few years people are becoming more inclined to consider purchasing a new vehicle. With garages fighting to provide consumers the best deal there has arguably never been a better occasion in the last few years to acquire a new vehicle compared to now.
One thing to keep in mind when selecting a new car is the fact that when purchasing a new car by using a dealer you as the buyer need to understand that the sales person makes very little commission on the sale of the car; most is earned in selling the accessories or add-ons. This simple reality suggests that potential customers should beware and make certain that you research just what those extras actually cost, not what the dealership wants to charge. It really is frequently the circumstance that dealers charges you hugely inflated prices. A few of the accessories have value and provide peace of mind but it doesn't have to be at inflated dealer prices. The three crucial areas to be aware of are highlighted below:

Finance

Probably the most significant area of the decision making process of purchasing a new car is determining how you are likely to pay for it.
One of the most well-liked methods is to use one of the many finance offers car garages are providing throughout the UK. Despite the fact that this may apparently offer you the only way to acquire a new car it is very important to remember that dealer finance rates are often not nearly as good as the interest rate you can get using a standard bank loan! Therefore unless you are desperate or the dealer includes a 0% deal on then you definitely really should investigate and think about these options. If you do decide to use the dealers finance alternative though make sure you use it to your benefit, employing it as a negotiating method by making reference to the fact you can equally just get a bank loan. This will further drive the dealer's price down.
One further piece of advice with regards to the actual purchase of your car: when buying using cash be aware that it would be wise to leave this information until last, when you are negotiating the price. Traders will discount the vehicle more if they believe you are going to use finance, so even if you're planning to pay cash, don't let them know this from the start.

GAP Insurance

The next optional extra to consider is GAP insurance. Several 'GAP' products exist including back to invoice gap insurance, Vehicle replacement gap insurance, Agreed value gap insurance, Contract hire gap insurance. Whilst possessing real value these insurance products can be bought cheaper somewhere else online and can also be purchased once you have taken delivery of the car. However if you will be making the decision to buy it is in truth probably better to have it in place before you collect the car.

Car Paint Protection

One additional attractive and popular optional extra is car paint protection. Each and every dealer will try and sell you these solutions, however keep in mind dealers regularly only sell a single brand, that will often be of low quality and without warranty. Significantly, dealers don't offer appropriate independent advice on what exactly is correct for you as well as your car paint care needs. In addition, the optional car paint protection supplied is often severely overpriced, with the difference between the independent price and the dealers mainly forming the salesmen's commission. The best suggestion here therefore is to find car paint protection after you have bought the car, and steer clear of paying the premium charged for dealer optional extras.
One final piece of more general guidance is that these extras can be altered and cancelled as late as three days before you collect your vehicle, so if you do decide you've spent a tad bit more than you initially anticipated, don't hesitate to call your dealer!

About the Author

The article author works closely with independent suppliers Ultimate Car Paint Protection who supply a value for money car paint protection product alternative as well as independent advice with regards to the UK's three major brands Supagard, Diamondbrite, and Autoglym Lifeshine.

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